About applying for Medicaid online, state guidelines on Medicaid eligibility, and how it differs from Medicare
Can I Apply for Medicaid Online?
Applying: Eligibility for Medicaid, What is Medicare?
The first step when applying is to know the answer to, "What is Medicaid?" Keep in mind that Medicaid is completely different from Medicare. Medicare is a program that provides a qualified individual with insurance for hospitals and general health. It is sometimes referred to as Medicare Part A, Part B and Part D. Part D is used for prescription services. Medicaid involves a broader spectrum of insurance coverage. It can apply to pregnant women, children, individuals with disabilities, individuals over the age of 65 and adults with dependent children. These groups of individuals are not covered under Medicare.
Eligibility is based on state guidelines which are provided from the federal government. The program is typically reserved for poor individuals that cannot afford the means for other insurance coverage. This means that both income and assets are considered during the application review. Full disclosure of all assets is required in order to be considered for Medicaid benefits.
States typically offer online forms that you may download and print, however no states allow you to currently submit an online application for Medicaid. To obtain clear and concise information about your state's Medicaid application forms, contact information, and address as well as an overview of your states plan, click here.
Contact Information for Medicaid
As mentioned, this program is administered by the state in which you reside. You will have to contact your state offices in order to obtain the eligibility requirements and the application forms. Most contacts in each state are closely related to health care departments that are within the state. These departments and agencies provide a range of benefits that are available to the residents of the state.
To find the contact information in your state, conduct a simple search on the internet. The search will return with all the information you will need. Each state has its own point of contact, so be sure to locate the right state to obtain the information needed. You will be provided with a physical address, a phone number and any links to websites that are available. You will also have access to downloadable application forms. Always take the time to review the eligibility requirements before filling out an application. The state will have strict guidelines and requirements that must be met for an individual to be considered for any of the benefits associated with Medicaid. To apply for Medicaid online you must first obtain the PDF form which may be downloaded through your state contact website.
Medicaid can be a huge help if you have a low income and are in need of insurance coverage. This program was out into place to help the needy by providing them with benefits and services that they would not have access to otherwise. Again, it is extremely important that the applying individual reveal all sources of income and all assets when applying, as these two factors play a large role in the eligibility of the individual.
Read other articles on how Medicaid asset protection and protecting your assets from nursing home:
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